Snow is expected to fall across Greater Manchester tomorrow as temperatures dip below freezing.
16.02.2023 - 14:25 / manchestereveningnews.co.uk
A pensions deadline is approaching that could cost anyone between the ages of 45 and 70 thousands of pounds if missed, Martin Lewis has warned. The money saving expert issued the plea on the Martin Lewis Podcast, after missing his regular ITV slot due to family commitments.
Martin informed listeners that the state pension deadline could cost you up to £7,500 if ignored or missed. "It could leave many thousands of pounds better off, but you need to do it by the end of the tax year, April 5", he urged.
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Whilst state pensions sound mundane, it could affect everyone aged between 45 and 70 due to a change put in place in 2016 which comes into force in April.
Martin Lewis said: "We need to spread the word on this. On April 6 2016 that was the day they introduced the new state pension.
"For those who hit pension age since then, you have been put on the new state pension. As part of that, transitional arrangements were put in place. Those transitional arrangements end this tax year, they end on April 5 2023.
"That is why there's an urgency for what I'm about to say.
"This is all about your National Insurance years. The amount that you get in your state pension is about the number of qualifying years that you have.
"You can acquire years by working. Minimum wage, and you will get National Insurance credits, or if you're not working there are other ways you can get NI credits for example if you are raising children or have a disability.
"Now to get the full state pension when you retire, on the new state pension, you will need 35 years ish. Some of you when you get to retirement will be missing years - it might be you were
Snow is expected to fall across Greater Manchester tomorrow as temperatures dip below freezing.
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