New research will show how coastal litter from the ocean has changed over the past 50 years on the Isle of Skye.
21.01.2023 - 07:51 / dailyrecord.co.uk
People claiming certain benefits from the Department for Work and Pensions (DWP) may be eligible for a Budgeting Loan to help pay for essential products or services which they would otherwise be unable to afford due to their current circumstances.
Those who have been claiming Income Support, Income-based Jobseeker’s Allowance, Income-related Employment and Support Allowance or P ension Credit for at least six months may be eligible for the loan, which is repaid through deductions from their benefits.
Budgeting Loans are not available to those claiming Universal Credit, however, they may be eligible for a Budgeting Allowance. If someone has moved from Universal Credit to Pension Credit, the DWP will add the time they were getting Universal Credit to the six months. New easy-read online guidance, which could potentially help more people access the service, has been published and simplifies the process including eligibility, what it can be used for and how it is paid back to the DWP.
A Budgeting Loan is money people who have been claiming the benefits mentioned earlier for at least six months can apply for financial help from the DWP.
It is important to be aware that because it is a loan, the money must be paid back and is done so through benefit payments.
People claiming these benefits cannot apply:
If you have a job and are currently involved in a trade dispute, you cannot get a Budgeting Loan.
You cannot get a loan if you owe more than £1,500 in total of Criss Loans and Budgeting Loans.
Find out more about eligibility on GOV.UK here.
The loan is to help pay for essential things or services.
This might include:
The lowest amount you can borrow is £100.
You could get up to:
How much you could get depends on whether you:
The money
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